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Get Paid Early?

In an economic climate where cash is fading away, and digital banking is becoming more prevalent, knowing how to navigate your available funds is the key to your financial success. A part of URBAN ONE, arguably the most prominent black-owned media company, ONE VIP creates a financial equality tool to support Black Americans. Launching in …

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Black Culture & Banks

‘Banking Black’ is gaining popularity after years of systematic issues directly related to ethnicity and traditional banking services. Several instances of systematic racism cited over the last few years have led companies like URBAN ONE to take action. URBAN ONE, the nation’s most prominent Black-owned Media Company, has been the voice of Black America for …

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COVID & Cash: What You Need to Know.

COVID has literally turned our worlds upside down, and there are no signs of the virus taking a discourse. Most of America saw significant changes in our communities, including businesses closing, job losses, remote education, and so much more to name. The world is resilient, and we are determined to bounce back….. but we all …

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Spending Within Your Means

Spending within your means may sound like a simple rule to follow, but many Americans spend more than they save, which can result in debt. The good news is that it’s completely avoidable, and it’s reversible over time. With a little planning, tracking and adjusting your spending, you can live happily within your means. For …

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Building an Emergency Fund

As much as we prepare for life’s events, the unexpected can happen. Your pet might need a costly treatment. Your car could break down and require expensive repairs. You could damage your smartphone and have to replace it. Any one of these unplanned expenses could impact your budget by hundreds or thousands of dollars. A recent …

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